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Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

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Showing 1-30 of 378 jobs
Credit Risk Modeler Not Disclosed $150,000 basic salary New York, NY 09 Feb 12

Corporate Credit Risk professional needed to join leading Wall Street firm.

High Yield institutional sales. - United States of America/NY Selby Jennings $Competitive package New York, NY, 10001 09 Feb 12

Fixed Income Sales (HY/DD/IG/MBS) – Institutional Clients – USA - $ Extremely Competitive

Credit Sales - Active Mandates - United States of America; Miami, NYC, LA, Chicago and Austin- Selby Jennings $ Very Competitive Miami, FL, 33101 09 Feb 12

Fixed Income Sales (HY/DD/IG/MBS) – Institutional Clients – USA - $ Extremely Competitive

US MBS Sales Selby Jennings FIFX $Competitive package New York, NY, 10001 09 Feb 12

Sales: Senior Securitized product Sales USA, NYC . $Salary: Highly Competitive. (Credit, MBS, USA, Senior, Sal...

Chemicals Industry, Director Fitch Ratings not disclosed New York, NY 09 Feb 12

See job description below

Programming Analyst Fitch Ratings not disclosed New York, NY 09 Feb 12

See job description below

Global Infrastructure and Project Finance Analyst Fitch Ratings not disclosed Chicago, IL, 60601 09 Feb 12

Fitch Ratings is engaged in research and analysis of municipal financial and global corporate credits. Fitch??...

REITS, Senior Director Fitch Ratings not disclosed New York, NY 09 Feb 12

See job description below

Risk Manager - Counterpary Risk Comprehensive Recruiting Outstanding compensation, benefit and re... Charlotte, NC 08 Feb 12

Global Financial Institution is looking to add a Risk Manager that will work with Treasury and the business to...

Top Tier Investment Bank seeking VP level Credit and emerging markets quants. - NYC, USA Selby Jennings Quant $150-230kBase (experience dependent) + e... New York, NY, 10001 08 Feb 12

New York City, USA, Salary – $150-220k Base (experience dependent) + excellent performance related bonus

VP Economic Capital Model Validation Ashton Lane Group, Inc Excellent Base & Bonus Washington, DC 08 Feb 12

Managing the quantitative modeling & analysis for a large commercial bank

AVP - Statistical Analysis Ashton Lane Group, Inc Excellent Base & Bonus Washington, DC 08 Feb 12

Quantitative statistical risk management for a large commercial bank

VP - Statistical Analysis Ashton Lane Group, Inc Excellent Base & Bonus Washington, DC 08 Feb 12

Senior quantitative credit risk manager for a large commercial bank

Associate Level Credit Quant Anson Mccade Competitive New York, NY, 10001 08 Feb 12

My client is a Top Tier bank looking to hire an Associate Level Credit Quant for its Global Credit Products te...

Director, Head of Trade Finance, Global Bulge Bracket Michael Page $Base plus $Bonus New York, NY, 10174 07 Feb 12

Our client is major Global Bank and is looking for an experienced Trade Finance individual to build and develo...

Credit Risk Manager Integrated Management Resources Open New York, NY 07 Feb 12

Global Firm is seeking a Risk Manager within the clearing (PB or other) space.

Private Placement Analyst Sentinel Investments / National Life Group Competitive Montpelier, VT 07 Feb 12

See Job Description Below

VP - Financial Institutions Not Disclosed Strong New York, NY, 10001 07 Feb 12

Top Financial Firm in NYC - seeking an experienced senior Financial Insitutions Credit/Risk analyst - to cover...

Director, Credit Highland Capital Management, L.P. Competitive Dallas, TX, 75204 07 Feb 12

Highland is offering an exciting and rewarding opportunity to join its credit research team to make investment...

Managing Director, Credit Investments Highland Capital Management, L.P. Competitive Dallas, TX, 75240 07 Feb 12

The firm is seeking a proven, hard-working Managing Director who will help manage one of the firm's credit res...

Director, Structured Credit Highland Capital Management, L.P. Competitive Dallas, TX 07 Feb 12

The firm is seeking a driven, experienced structured credit professional to analyze new CLO secondary investme...

Basel II Modeler Not Disclosed $125k-150k basic salary, annual bonus ra... New York City, NY 07 Feb 12

Lead Model Development, testing, and validation for Basel II regulations. Strong experience with Credit appro...

Quantitative Developer (Java/C#/C++/Credit Trading) The Tuttle Agency 250000 Manhattan, NY, 10016 07 Feb 12

Credit Trading (CTD) is a rapidly growing division of the broader Fixed Income Currency & Commodities (FICC) g...

Dealer Relationship Manager Not Disclosed 90000-11000 Manhattan, NY, 10017 07 Feb 12

Dealer Relationship Manager Then firm operates a leading electronic trading platform that allows investme...

Credit Officer Securities Backed Lending UBS AG commensurate with experience Weehawken, NJ, 07086 07 Feb 12

Originated through its comprehensive network of financial advisors, branches, and offices located throughout t...

Private Banking Relationship Expert BNY Mellon Wealth Management DOE Washington, DC 07 Feb 12

You will develop new high-end profitable relationships for Private Banking and maximize profitability of exist...

Counterparty Credit Analyst-FX Trading Firm – EM - New York Analytic Recruiting Inc. Competitive comp New York, NY 07 Feb 12

A major NY based financial firm that is active in trading, clearing and settling FX trades is looking for an e...

Credit Risk Capital- VP Not Disclosed $175,000 Basic Salary, plus bonus Manhattan, NY 07 Feb 12

Develop Credit Risk Models for the portfolio, conduct stress tests, and monitor internal models and processes ...

Analyst/Associate Leveraged Finance Not Disclosed 80 K base plus bonus New York City, NY 06 Feb 12

Major International bank is currently looking for Leveraged Finance Credit Analysts and Associates with 1 to 3...

Associate Portfolio Management Not Disclosed 80-90 K base plus bonus New York City, NY 06 Feb 12

Large International Bank currently seeks a 3-4 year Associate to join our Portfolio Management group in our Le...

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