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Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

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Showing 1-30 of 363 jobs
Credit Sales Specialist 7FiftyTwo Solutions Highly Competative UK-London 15 May 12

A leading Global Tier 1 provider of financial products and software is looking for a strong Credit sales perso...

Manager Performance Kredieten ABN AMRO Bank Marktconform Netherlands-North-Holland 03 May 12

Manager Performance Kredieten - die de pricingstrategie en -beleid van zakelijke kredieten mede bepaald

Vice President / Senior Analyst - Project and Infrastructure Finance Group Advantage Professional Hong Kong Competitive Hong Kong SAR 14 May 12

The senior analyst will provide lead coverage of a ratings portfolio for the utilities and infrastructure fran...

Director Corporate Credit Research Aldrich and Company Competitive UK-London 14 May 12

This will be the most senior position within a group of researchers with envisaged direct report responsibilit...

Associate/Senior Associate Corporate Credit Research Aldrich and Company Competitive UK-London 14 May 12

A leading global bank is looking to recruit a Credit Researcher at associate level to work with credit portfol...

Counterparty Credit Analyst-FX Trading Firm – EM - New York Analytic Recruiting Inc. Competitive comp New York, NY 15 May 12

A major NY based financial firm that is active in trading, clearing and settling FX trades is looking for an e...

CREDIT RISK CONTROL ANALYST Antal International ltd Tempo Indeterminato Italy-Lombardia 10 Apr 12

Antal International è una società di headhunting internazionale, specializzata nel recruiting di profili del M...

Senior Relationship Manager ANZ Market Competitive New Zealand-Auckland 20 Apr 12

Merge your relationship, networking and analytical skills within one of the most respected financial organisat...

Structured/Project Finance –ENERGY APA International Placement Consultants, LLC $85,000 Manhattan, NY, 10176 15 May 12

Prestigious International Financial Firm seeks Associate with Project Finance (renewable and traditional energ...

Director – Credit Risk (Metals) Aquis Search Competitive Singapore 09 May 12

An investment plans to further expand the commodities franchise in Asia and is seeking a senior CRM office wit...

Sr Business Leader/ SVP - Global Cards Company - Inhouse Consultant Argyll Scott Singapore Pte Ltd (11C3721) Circa SGD 250,000 Singapore 15 May 12

Global cards compay is looking for a senior consultant to join their in-house strategy team. You will be leadi...

Director / Senior Manager - Loss Forecasting and Basel II Model Validation Ashton Lane Group, Inc Competitive Base & Bonus Washington, DC 11 May 12

Lead or Co-Lead the Credit Risk Model Validation process within a US bank

Counterparty Credit Risk Manager Aston Carter £70,000 - £90,000 UK-London 03 May 12

Leading Investment Bank is seeking an experienced Credit Risk Manager to join its Credit Risk Management Team....

Basel II Models - Credit Risk Business Analyst Aston Carter £500 - £800 per day UK-London 10 Apr 12

Credit Risk, Basel II, Business Analyst, A – IRB, Probabilities of Default (PD), Exposure at Default (EAD), Lo...

Corportate Credit Analyst B-Aron Conseil nc Switzerland-Romandy - Geneva 10 May 12

For an international banking group We are looking for a Corportate Credit Analyst

Sales corporate bonds B2J Conseil fixe+bonus France-Paris 06 May 12

Banque commerciale de réseau (4500 collaborateurs) affichant de très bonnes performances, et dotée d'une excel...

Senior Portfolio Analyst- RAR Badenoch & Clark £500 - £700 per day UK-London 15 May 12

My client has one of the largest Risk and Reporting teams in the City. They currently need a Senior portfolio ...

Credit Structuring Specialist, Global Wealth Management Bank of America Merrill Lynch Competitive Hong Kong SAR 17 May 12

OverviewBank of America is one of the world's largest financial institutions, serving individual consumers, sm...

Fixed Income Broker Barclay Meade £100000 - £300000 per annum UK-London 01 May 12

My client is a highly experienced Institutional Bond Consultancy and Execution Agent. Your background will be ...

VP Credit Risk Reporting (Data Quality) Barclay Simpson £70-100,000+bonus UK-London 15 May 12

A top tier Investment bank is looking to recruit a VP level position in their market-leading Credit Risk Repor...

Head of Credit, SME Barclay Simpson Circa $150,000 USD Tax Free + Bens + Bon... Qatar-Doha 15 May 12

Our client is leading regional bank, with strong lines of business in corporate, retail and investment banking...

Basel II/III - Project Manager Barclay Simpson c. £60-75,000+bonus UK-London 15 May 12

Our client, a major banking group, is looking for a project manager with specific knowledge and experience reg...

VP Securitisation Capital Advisory Barclay Simpson £Excellent UK-London 11 May 12

A Tier 1 European Investment Bank is looking to add a VP with a strong undersanding of Securitisation.

VP - Commodities Credit Risk (Top Tier IB) Barclay Simpson £70-95,000+bonus+bens UK-London 08 May 12

A top tier investment bank is looking to hire a talented commodities credit officer, with strong traded produc...

SVP/VP Credit Risk Management - Corporate Banking Barclay Simpson Associates (Licence no : 11S4540) $200000 - $260000 per annum basic + bonu... Singapore 15 May 12

One of the World's largest banking groups with a significant ASEAN and wider APAC presence have a rare opportu...

: Senior Investment Manager – Non-Financials (Investment Grade Credit) BlackRock competitive UK-London 24 Apr 12

The European Corporate Investment Team is responsible for managing Blackrock's Corporate Credit Lead Portfolio...

Fixed Income Portfolio Manager BlackRock Competitive UK-London 24 Apr 12

The Fixed Income Portfolio Solutions team manage Blackrock's Model Based Fixed Income portfolios. The team lia...

Analyst/Reporter (Credit & Rates) Bloomberg NA UK-London 14 May 12

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Hedge Fund Reporter Bloomberg NA UK-London 14 May 12

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Analyst/Reporter (Credit & Rates) Bloomberg NA Germany-Hessen 14 May 12

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