US
Finance jobs, Credit jobs and financial recruitment. Search financial jobs, Credit job market news & Credit recruitment
Credit
Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.
Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.
Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.
The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.
Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.
Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.
Show more » « Show less
| Manager- Credit Risk and Economic Capital | Not Disclosed Competetive | Saudi Arabia-Riyadh | 12 Feb 12 |
|---|
Leading bank seeks experienced Credit Risk and Economic Capital practitioner to manage departmental function.
| VP and Director roles in Credit Risk Exposure Management | Webber Chase Ltd Compeititve | UK-London | 12 Feb 12 |
|---|
A top tier investment bank is looking to make two senior hires in its PFE credit exposure risk management team...
| Emerging markets analyst | Webber Chase Ltd competitive | UK-London | 12 Feb 12 |
|---|
This well known Buy Side house is looking for a Senior Analyst to cover Emerging markets. The company has stro...
| Senior Manager, Credit | Randstad Hong Kong Very Competitive | Hong Kong SAR | 12 Feb 12 |
|---|
My client is leading international bank and needs no further introduction.
| High yield credit analyst | Credent Partners Highly competitive and discretionary bon... | UK-London | 12 Feb 12 |
|---|
Strong high yield/ leveraged loan research professional to john a successful long short credit investment team
| Assistant Credit Manager - SME | Not Disclosed Competitive Salary + bonus | UAE-Abu Dhabi | 12 Feb 12 |
|---|
To assess Business/Credit risk within the assigned segment / territory, ensuring proper Risk Mitigation, Struc...
| Credit Analyst (FI, NBFI, Sovereigns) | Glenhill Group (Licence no. 10C4708) Highly competitive | Singapore | 12 Feb 12 |
|---|
Great opportunity with a well-known regional bank as a Credit Analyst.
| AVP, Consumer Portfolio Analytics | Glenhill Group (Licence no. 10C4708) Negotiable on experience | Singapore | 12 Feb 12 |
|---|
Excellent opportunity with our client in the banking industry, as AVP - Consumer Portfolio Analytics.
| Credit Review - Internal Audit | Hudson Dubai Per Month + Negotiable + Bonus + Benefit... | UAE-Abu Dhabi | 12 Feb 12 |
|---|
My client is a leading Bank based in the Middle-East seeking an experienced Credit Auditor / Review specialist...
| Research Assistant - Quality Function | The McGraw-Hill Companies not disclosed | UK | 11 Feb 12 |
|---|
See job description below
| Pricing Analyst - Structured Finance - S&P Capital IQ, EMEA | The McGraw-Hill Companies not disclosed | UK | 11 Feb 12 |
|---|
See job description below
| Credit Specialist - Asia Loans Operations | JPMorgan Chase not disclosed | Hong Kong SAR | 11 Feb 12 |
|---|
See job description below
| Lender for Centralized Lending Team - Private Banking Asia | JPMorgan Chase not disclosed | Hong Kong SAR | 11 Feb 12 |
|---|
See job description below
| Risk Manager - Counterpary Risk | Comprehensive Recruiting Outstanding compensation, benefit and re... | Charlotte, NC | 11 Feb 12 |
|---|
Global Financial Institution is looking to add a Risk Manager that will work with Treasury and the business to...
| Credit Risk Manager | Integrated Management Resources Open | New York, NY | 11 Feb 12 |
|---|
Global Firm is seeking a Risk Manager within the clearing (PB or other) space.
| Director - Associate General Council - Standard & Poor's, London | The McGraw-Hill Companies not disclosed | UK | 11 Feb 12 |
|---|
See job description below
| AVP / VP Integrated Risk Management (Basel II Pillar 2) | Focus Search Services Pte Ltd S$72,000 - S$180,000 | Singapore | 11 Feb 12 |
|---|
Our client, one of the strongest bank in the world, is looking for a team of experienced and meticulous candid...
| Deputy Head of Credit & Risk Control | Robert Half Singapore Competitive | Singapore | 11 Feb 12 |
|---|
Our client is a leading financial services group with more than 1,400 branches and present in 19 countries aro...
| AIS Account Administrator III | Robert Half Singapore Competitive | Singapore | 11 Feb 12 |
|---|
Headquartered in New York, our client has $25.8 trillion in assets under custody or administration and $1.26 t...
| Head of China Credit Technology / Development Manager – Shanghai | Pinpoint Asia Excellent Remuneration | China-Shanghai | 11 Feb 12 |
|---|
Looking for an experienced and seasoned Java/C# development manager to work on cutting-edge, next-generation a...
| VP Internal Consulting | Not Disclosed $ 180K - $ 200K + 20% - 25% bonus | New York, NY, 10008 | 11 Feb 12 |
|---|
Major Institutional Investment Manager seeks VP to lead and manage an internal strategic consulting group in a...
| Credit Risk Manager | Not Disclosed Highly Competive Base Salary and Bonus | New York, NY | 10 Feb 12 |
|---|
Top Financial Services firm seeks a Credit Risk Manager
| VP Municipal Credit | Stone Management saalry + bonus | New York, NY | 10 Feb 12 |
|---|
Energy Related Project Developer seeks a municipal finance credit officer.
| Counterparty Credit Associate | Stone Management salary + bonus | New York, NY | 10 Feb 12 |
|---|
Large US financial Institution seeks an experience credit analyst to cover their asset manager portfolio.
| Basel II Modeler | Not Disclosed $125k-150k basic salary, annual bonus ra... | New York City, NY | 10 Feb 12 |
|---|
Lead Model Development, testing, and validation for Basel II regulations. Strong experience with Credit appro...
| CREDIT ANALYST | Parkway Consulting Depends on experience | Chicago, IL | 10 Feb 12 |
|---|
Prominent Chicago bank-owned international futures, equities, and options clearing brokerage firm is seeking a...
| Credit Analyst III (1924) | Trust Company of the West Salary + Discretionary Bonus - Commensur... | Los Angeles, CA, 90017 | 10 Feb 12 |
|---|
The TCW Emerging Markets Group seeks to hire an experienced credit analyst to be based in Los Angeles.
| Collateralized Loan Trader "CLO" | The Delafield Group base and bonus | New York City, NY | 10 Feb 12 |
|---|
Investment Bank is looking to expand their structured credit trading team and is seeking to add an experienced...
| Senior Associate | KPMG KPMG offers a comprehensive compensation... | New York, NY | 10 Feb 12 |
|---|
Do you have a passion for solving complex business problems? KPMG's Advisory Services Practice focuses on fund...
| Munich - Fixed Income Sales | Not Disclosed Very competitive | Germany-Hessen | 10 Feb 12 |
|---|
My client is a top tier European Investment Bank looking for senior fixed income sales professionals operating...
Site Information
- Australia
- Belgium
- Canada
- China
- Denmark
- Finland
- France
- Germany
- Hong Kong SAR
- Ireland
- Italy
- Japan
- Luxembourg
- Middle East
- Netherlands
- Norway
- Russia
- Scotland
- Singapore
- South Africa
- Sweden
- Switzerland
- United Kingdom
- USA
- Send Us Feedback
- Terms of Use and Privacy policy
- © Copyright 2000-2012 eFinancialCareers Ltd.
eFinancialCareers is a Dice Holdings, Inc. company. Dice Holdings, Inc. is a publicly traded company listed on the New York Stock Exchange (Ticker: DHX)
