Finance jobs, Credit jobs and financial recruitment. Search financial jobs, Credit job market news & Credit recruitment

Job Search
Search
Advanced
Post Your Resume

Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

Show more » « Show less

Showing 1-30 of 371 jobs
Risk Advisor - Temporary Contract Optimum Recruitment Group Hourly rate Australia-Brisbane 27 Jan 12

Contract role in Risk Management , Banking in Brisbane

Quantitative Risk Modeller Marshall Mcadam Generous 6-figure package Australia-Melbourne 10 Feb 12

Join the stampede out of banking and join one of the fastest-growing industries in Australia. Credit modelling...

Associate Director Optimum Recruitment Group Up to $150k plus super plus bonus Australia-Perth 09 Jan 12

My Clients are looking for an Associate Director in Equipment Finance to join their experienced and succesful ...

Director Credit Risk Advisory Marshall Mcadam Generous package Australia-Sydney 10 Feb 12

Looking for a lifestyle change? Join this leading Australian Credit Risk Advisory practice with full relocatio...

Associate Director - Institutional Credit Analysis Porterallen Highly Negotiable Australia-Sydney 10 Feb 12

This a rare opportunity to join a market leading Institutional FIG team. Highly respected Banking icon renow...

Systems Support Analyst - EFT / BACS Projects Charterhouse Partnership Excellent package Australia-Sydney 09 Feb 12

Opportunity for an experienced System Support Analyst with project delivery experience to join a large scale E...

Financial & Credit Risk Analyst - Global Markets Porterallen Highly Negotiable Australia-Sydney 08 Feb 12

An outstanding opportunity to become part of the extraordinary growth of this ASX 20 organisation. Unlimited c...

Credit Analyst UBS Competitive Australia-Sydney 31 Jan 12

UBS Global Asset management is an award-winning fixed income manager. Its research team is highly regarded, we...

Business Development Manager, Corporate Banking Robert Walters AU$140000 - AU$160000 per annum Australia-Sydney 26 Jan 12

Opportunity to join a leading corporate bank in an origination role, excellent career development opportunity.

Associate Director, Insurance and Funds ANZ not disclosed Australia-Sydney 24 Jan 12

We currently have a vacancy within the team's Research and Analysis team. The key focus of this position will ...

Equipment Finance Credit Analyst Robert Walters AU$80000 - AU$90000 per annum + Super Australia-Sydney 11 Jan 12

.

Credit Risk Operations Manager Robert Walters AU$120000 - AU$150000 per annum Australia-Sydney 11 Jan 12

Investment bank urgently seeking experienced credit risk project manager. 5+ yrs experience.

Head of Acquisition Robert Walters AU$150000 - AU$200000 per annum Australia-Sydney 14 Dec 11

Opportunity to join a global bank in a leadership marketing role with a focus on acquisition across consumer l...

2 x Risk Analysts Required - Quantitative Tools BlackOcean Recruitment $80 - $120,000 Australia-Sydney 14 Dec 11

Banking Group Fixed Term 1 Year Contract Highly Quantitative Role - Development of Credit Measurement ...

Senior Quantitative Analyst - Credit Modeling BlackOcean Recruitment $120 - 150,000 Australia-Sydney 14 Dec 11

Banking Group Fixed Term 1 Year Contract Credit Methodologies and Tool Development Salary Range up to...

Senior Manager Problem Loans Kimberlite Consulting GmbH Marktgerecht Austria 01 Feb 12

Für meinen Kunden aus Wien suche ich ab sofort einen Senior Manager Problem Loans (m/f)

Underwriter Office National du Ducroire (ONDD) package salarial compétitif Belgium-Brussels Region 09 Feb 12

Afin de renforcer notre service Underwriting and Account Management à Bruxelles, nous recherchons actuellement...

Underwriter Nationale Delcrederedienst (ONDD) Marktconform salarispakket Belgium-Brussels Region 09 Feb 12

Ter versterking van onze dienst Underwriting & Account Management in Brussel zijn wij momenteel op zoek naar e...

Vice President - Credit Risk Management - Bermuda Bluefish Resources Tax-Free Bermuda 08 Feb 12

A tax-free salary and island lifestyle are just two of the attractions on offer with this exciting opportunity...

Vice President, Credit Approvals (Bermuda) Butterfield Group Competitive Salary & Benefits Bermuda 07 Feb 12

This position, reporting to the Senior Vice President Credit Risk Management, is responsible for monitoring an...

Analyste, Services financiers - Internationaux Marchés boursiers (Réf. : 11-187) Caisse de dépôt et placement du Québec TBD Canada-QC-Montreal 06 Feb 12

Profitez d'un milieu de travail unique et stimulant

Senior Credit Analyst - Energy Financing Michael Page International - China A competitive salary will be offered for... China-Beijing 10 Feb 12

Our client is a JV between a global Financial Services group and leading Chinese Energy firm, established to p...

AD, Senior Credit Analyst -- Natural Resources Michael Page International - China A highly attractive compensation package... China-Beijing 07 Feb 12

Our client is an established offshore bank with a strong presence in Trade Finance and Natural Resources / Agr...

Sr. Credit Analyst Hays Banking - Beijing competitive remuneration package China-Beijing 14 Dec 11

A top-tier international bank is actively looking for a Sr. Credit Analyst to join its North China CA team, wh...

Head of China Credit Technology / Development Manager – Shanghai Pinpoint Asia Excellent Remuneration China-Shanghai 11 Feb 12

Looking for an experienced and seasoned Java/C# development manager to work on cutting-edge, next-generation a...

Head of Market Risk Management Michael Page International - China Attractive package China-Shanghai 07 Feb 12

Our client is a leading international bank with great aspirations to further grow their business in China and ...

VP Credit Risk Manager Ardent Emerging Markets Competitive China-Shanghai 03 Feb 12

Leading global investment bank is seeking an experienced credit risk manager to manage the China corporate por...

Country Head of Credit Approval Futurestep (Hong Kong) Ltd. base plus performance bonus China-Shanghai 17 Jan 12

Our client is a global bank looking to expand rapidly in mainland China. On behalf of this client, we are look...

Relationship Manager / Account Manager Kelly Services China 3.5K-8K USD per month China-Shanghai 17 Jan 12

Are you willing to relocate to Dubai / Abu Dhabi / Doha to serve local China clients.

Senior Credit Analyst, Shanghai / Beijing / Shenzhen Talent2 (Shanghai) Competitive China-Shanghai 06 Jan 12

Senior Credit Analyst with solid credit knowledge and china experience.

Create an email alert for the latest jobs matching this search Credit
Create email alert RSS

Site Information

eFinancialCareers is a Dice Holdings, Inc. company. Dice Holdings, Inc. is a publicly traded company listed on the New York Stock Exchange (Ticker: DHX)