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Credit
Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.
Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.
Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.
The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.
Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.
Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.
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| Risk Manager - Counterpary Risk | Comprehensive Recruiting Outstanding compensation, benefit and re... | Charlotte, NC | 11 Feb 12 |
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Global Financial Institution is looking to add a Risk Manager that will work with Treasury and the business to...
| Credit Risk Manager | Integrated Management Resources Open | New York, NY | 11 Feb 12 |
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Global Firm is seeking a Risk Manager within the clearing (PB or other) space.
| VP Internal Consulting | Not Disclosed $ 180K - $ 200K + 20% - 25% bonus | New York, NY, 10008 | 11 Feb 12 |
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Major Institutional Investment Manager seeks VP to lead and manage an internal strategic consulting group in a...
| Credit Risk Manager | Not Disclosed Highly Competive Base Salary and Bonus | New York, NY | 10 Feb 12 |
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Top Financial Services firm seeks a Credit Risk Manager
| VP Municipal Credit | Stone Management saalry + bonus | New York, NY | 10 Feb 12 |
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Energy Related Project Developer seeks a municipal finance credit officer.
| Counterparty Credit Associate | Stone Management salary + bonus | New York, NY | 10 Feb 12 |
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Large US financial Institution seeks an experience credit analyst to cover their asset manager portfolio.
| Basel II Modeler | Not Disclosed $125k-150k basic salary, annual bonus ra... | New York City, NY | 10 Feb 12 |
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Lead Model Development, testing, and validation for Basel II regulations. Strong experience with Credit appro...
| CREDIT ANALYST | Parkway Consulting Depends on experience | Chicago, IL | 10 Feb 12 |
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Prominent Chicago bank-owned international futures, equities, and options clearing brokerage firm is seeking a...
| Credit Analyst III (1924) | Trust Company of the West Salary + Discretionary Bonus - Commensur... | Los Angeles, CA, 90017 | 10 Feb 12 |
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The TCW Emerging Markets Group seeks to hire an experienced credit analyst to be based in Los Angeles.
| Collateralized Loan Trader "CLO" | The Delafield Group base and bonus | New York City, NY | 10 Feb 12 |
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Investment Bank is looking to expand their structured credit trading team and is seeking to add an experienced...
| Senior Associate | KPMG KPMG offers a comprehensive compensation... | New York, NY | 10 Feb 12 |
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Do you have a passion for solving complex business problems? KPMG's Advisory Services Practice focuses on fund...
| Credit Risk Capital- VP | Not Disclosed $175,000 Basic Salary, plus bonus | Manhattan, NY | 10 Feb 12 |
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Develop Credit Risk Models for the portfolio, conduct stress tests, and monitor internal models and processes ...
| High Yield institutional sales. - USA; Based in NY | Selby Jennings $Competitive package | New York, NY, 10001 | 10 Feb 12 |
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Fixed Income Sales (HY/DD/IG/MBS) – Institutional Clients – USA - $ Extremely Competitive
| Credit Sales - Active Mandates - USA; Miami/NY/LA/Chicago/Austin- | Selby Jennings $ Very Competitive | Miami, FL, 33101 | 10 Feb 12 |
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Fixed Income Sales (HY/DD/IG/MBS) – Institutional Clients – USA - $ Extremely Competitive
| Credit/Volatility Research Associate | IJC Partners, LLC. base & bonus | Greenwich, CT | 10 Feb 12 |
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Credity/Volatility Quant needed for major hedge fund
| US MBS Sales - USA; Based in NY | Selby Jennings FIFX $Competitive package | New York, NY, 10001 | 10 Feb 12 |
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Sales: Senior Securitized product Sales USA, NYC . $Salary: Highly Competitive. (Credit, MBS, USA, Senior, Sal...
| Credit Analyst II (1886) | Trust Company of the West Commensurate with experience | Los Angeles, CA, 90017 | 09 Feb 12 |
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The Credit Analyst will work as part of the credit research group that supports portfolio management.
| Market Risk Officer | Comprehensive Recruiting Outstanding compensation, benefit and re... | Charlotte, NC | 09 Feb 12 |
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Leading Financial company is looking to add a Market Risk Officer responsible for producing/developing risk re...
| Credit Relationship Portfolio Management Analyst | Not Disclosed competitive | New York, NY | 09 Feb 12 |
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Credit Relationship Portfolio Management ("CRPM") within Financial Institutions Group ("FIG"):
| Credit Risk Modeler | Not Disclosed $150,000 basic salary | New York, NY | 09 Feb 12 |
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Corporate Credit Risk professional needed to join leading Wall Street firm.
| Programming Analyst | Fitch Ratings not disclosed | New York, NY | 09 Feb 12 |
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See job description below
| Global Infrastructure and Project Finance Analyst | Fitch Ratings not disclosed | Chicago, IL, 60601 | 09 Feb 12 |
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Fitch Ratings is engaged in research and analysis of municipal financial and global corporate credits. Fitch??...
| REITS, Senior Director | Fitch Ratings not disclosed | New York, NY | 09 Feb 12 |
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See job description below
| VP Economic Capital Model Validation | Ashton Lane Group, Inc Excellent Base & Bonus | Washington, DC | 08 Feb 12 |
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Managing the quantitative modeling & analysis for a large commercial bank
| AVP - Statistical Analysis | Ashton Lane Group, Inc Excellent Base & Bonus | Washington, DC | 08 Feb 12 |
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Quantitative statistical risk management for a large commercial bank
| VP - Statistical Analysis | Ashton Lane Group, Inc Excellent Base & Bonus | Washington, DC | 08 Feb 12 |
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Senior quantitative credit risk manager for a large commercial bank
| Associate Level Credit Quant | Anson Mccade Competitive | New York, NY, 10001 | 08 Feb 12 |
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My client is a Top Tier bank looking to hire an Associate Level Credit Quant for its Global Credit Products te...
| Private Placement Analyst | Sentinel Investments / National Life Group Competitive | Montpelier, VT | 07 Feb 12 |
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See Job Description Below
| VP - Financial Institutions | Not Disclosed Strong | New York, NY, 10001 | 07 Feb 12 |
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Top Financial Firm in NYC - seeking an experienced senior Financial Insitutions Credit/Risk analyst - to cover...
| Director, Credit | Highland Capital Management, L.P. Competitive | Dallas, TX, 75204 | 07 Feb 12 |
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Highland is offering an exciting and rewarding opportunity to join its credit research team to make investment...
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