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Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

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Showing 1-30 of 55 jobs
Research Analyst Michael Page International Competitive San Francisco, CA 16 May 12

A leading San Francisco hedge fund seeks a Research Analyst

Treasury Analyst Fortress Investment Group LLC Competitive Base + Bonus Structure San Francisco, CA, 94105 14 May 12

Fortress Investment Group is looking for a Treasury Analyst to join the San Francisco Office

Relationship Manager - Commercial Lending Not Disclosed Competitive Denver, CO 15 May 12

See Job Description Below

Credit Risk Senior Analyst, Investments Risk Genworth Financial Competitive Salary and Benefits Package Stamford, CT, 06905 02 May 12

The role will lead the development and maintenance of a robust reporting and monitoring platform for credit ri...

Director, Credit Risk Not Disclosed $175k base salary, plus substantial annu... Washington, DC 16 May 12

Lead the expansion, development, and implementation of a cutting edge Credit Risk platform. Oversight of Mode...

Model Validation- Risk & Economic Capital Not Disclosed $100k-120k base salary plus bonus Washington, DC 14 May 12

Validate Risk Models, hands-on coding experience in C, C++, and experince with Economic Capital requirements. ...

Director / Senior Manager - Loss Forecasting and Basel II Model Validation Ashton Lane Group, Inc Competitive Base & Bonus Washington, DC 11 May 12

Lead or Co-Lead the Credit Risk Model Validation process within a US bank

Top Global Bank Seeks Credit Risk Reporter Selby Jennings $80-100k base salaries Atlanta, GA, 30301 16 May 12

This Top Global Bank is seeking an experienced candidate from a credit risk background who will be involved in...

Relationship Manager - Commercial Lending Not Disclosed Competitive Atlanta, GA 15 May 12

See Job Description Below

Industrials Associate Director / Director Fitch Inc not disclosed Chicago, IL, 60601 15 May 12

Seeking an Analst for fixed income credit analysis of the Industrials sector. This position will have responsi...

Dodd-Frank BA TwoFour Systems $90/hr Boston, MA 16 May 12

Our client needs to validate changes to workflows for FX & Collateral businesses in light of clearing trades i...

Market Risk Officer Comprehensive Recruiting Outstanding compensation, benefit and re... Charlotte, NC 16 May 12

Leading Financial company is looking to add a Market Risk Officer responsible for producing/developing risk re...

Relationship Manager - Commercial Lending Not Disclosed Competitive Charlotte, NC 15 May 12

See Job Description Below

Credit Officer Securities Backed Lending UBS AG commensurate with experience Weehawken, NJ, 07086 07 May 12

Originated through its comprehensive network of financial advisors, branches, and offices located throughout t...

Credit Risk Capital- VP Not Disclosed $175,000 Basic Salary, plus bonus Manhattan, NY 16 May 12

Develop Credit Risk Models for the portfolio, conduct stress tests, and monitor internal models and processes ...

Derivatives Reporter Thomson Reuters not disclosed New York, NY 16 May 12

See job description below

Leading New York based hedge fund seeks to expand its risk management group with this key hire Selby Jennings Risk Team Base salary - $250,000 - $300,000 total... New York, NY, 10001 16 May 12

• Senior Risk Specialist | Hedge Fund – traded credit • New York • Base salary - $250,000 - $300,000 total c...

Credit Risk Manager Not Disclosed Highly Competive Base Salary and Bonus New York, NY 16 May 12

Leading Investment seeks a Credit Risk Manager with Repo exp.

Basel II Modeler Not Disclosed $125k-150k basic salary, annual bonus ra... New York City, NY 16 May 12

Lead Model Development, testing, and validation for Basel II regulations. Strong experience with Credit appro...

VP Oil & Gas Credit Not Disclosed Base $ 180 K - $ 200 K + 20 % - 25% bonu... Nyc, NY, 10010 16 May 12

Large Investment manager seeks experienced oil and gas bank credit VP. Will be responsible for reviewing portf...

CREDIT ANALYST BNP Paribas Investment Partners Competitive New York, NY 16 May 12

We have an excellent opportunity for a Credit Analyst in our New York office.

Market Risk Quant - CVA Modelling Morgan Stanley not disclosed New York, NY 16 May 12

See job description below

High Yield Sales/Trading Not Disclosed Base/Bonus/Commissions/Draw-OPEN New York, NY, 10017 16 May 12

NYC Investment Firm is seeking a High Yield Sales & Trading team/ Individuals

Head Trader IJC Partners, LLC. base & bonus New York, NY 16 May 12

Multi-Billion NY based fund seeks a Head Trader

VP Credit Risk-Hedge Funds The Forum Group Base and Bonus Manhattan, NY, 10167 15 May 12

Investment Bank-Hedge Fund Credit Risk VP

Manager Credit Risk Management Advisory E. D. Starr & Company Competitive New York, NY, 10036 15 May 12

Global Leader in Risk Management Consulting

VP Global Margin Analyst E. D. Starr & Company Competitive New York, NY 15 May 12

Quantitative Business Analyst - Margin Risk Management

Counterparty Credit Analyst-FX Trading Firm – EM - New York Analytic Recruiting Inc. Competitive comp New York, NY 15 May 12

A major NY based financial firm that is active in trading, clearing and settling FX trades is looking for an e...

Financial Modelling and Econometrics Professional Fitch Solutions not disclosed New York, NY 15 May 12

See job description below

Asset Backed Securities, Associate Director Fitch Ratings not disclosed New York, NY 15 May 12

See job description below

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