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Credit


Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.

Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.

Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.

The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.

Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.

Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.

Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.

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Showing 1-30 of 223 jobs
Research Assistant - Quality Function The McGraw-Hill Companies not disclosed UK 11 Feb 12

See job description below

Pricing Analyst - Structured Finance - S&P Capital IQ, EMEA The McGraw-Hill Companies not disclosed UK 11 Feb 12

See job description below

Director - Associate General Council - Standard & Poor's, London The McGraw-Hill Companies not disclosed UK 11 Feb 12

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Munich - Fixed Income Sales Not Disclosed Very competitive Germany-Hessen 10 Feb 12

My client is a top tier European Investment Bank looking for senior fixed income sales professionals operating...

Paris - Sales - Fixed Income Not Disclosed Very competitive France-Paris 10 Feb 12

My client is a top broker looking for a fixed income sales professional. They will be selling products across ...

Fixed Income Sales - Top Tier Investment Bank - London Not Disclosed Very competitive UK-London 10 Feb 12

My client is a top tier European Bank looking for senior fixed income sales professionals operating within the...

Buy-side Bond Analyst- Hedge Fund- London Selby Jennings Strategy Competitive UK-London 10 Feb 12

Following the recent departure of a bond analyst from my client's team, they are looking to make a replacement...

Credit Risk IT BA Eames Consulting Risk Attractive UK-London 10 Feb 12

Credit Risk, PFE, Business Analyst, SQL, VBA, Trading Book, London.

Credit Risk Manager - Mutual / Pension Funds, Associate / VP MC Partners Ltd. Highly competitive UK-London 10 Feb 12

Credit Risk Manager required for Global Investment Bank - Our client requires a high-calibre Pension / Mutual ...

Assistant Manager Lincoln Search and Selection Salary: 45K - 55K Ireland-Limerick 10 Feb 12

Assistant Manager 2 year FTC Salary: 45K - 55K Location: Kerry / Limerick

Quantitative Data analyst Eames Consulting Risk Attractive UK-London 10 Feb 12

Data, SAS, Quantitative, PD / LGD / EAD, Top Tier Investment Bank, London.

Credit Risk - Modellers - Tier 1 Bank - 55k Grainger West £55000 - £65000 per annum + bonus and ca... UK-London 10 Feb 12

Credit Risk - Modellers - Tier 1 Bank - 55k - London .

Sales Team Leader – Credit, Risk Management Riversdale Consulting Competitive UK-London 10 Feb 12

Our Client is looking for an accomplished Leader to manage their team of Sales people, help drive the business...

Client Clearing Business Analyst Eames Consulting Risk Attractive UK-London 10 Feb 12

Client Clearing, Dodd Frank, Business Analyst, Credit Risk, Top Tier Investment Bank, London.

Financial Institutions - Credit Analyst Carr Lyons Search and Selection Excellet UK-London 10 Feb 12

Our Client, a renowned European Banking Group now seek a Credit Analyst with proven experience of analysing In...

Senior Credit Analyst – RMBS Barclay Simpson £80-100,000+bonus+bens UK-London 10 Feb 12

Our client, a leading financial institution, is looking to hire an experienced structured product credit analy...

Aviation Finance, Credit Research Carr Lyons Search and Selection Competitive UK-London 10 Feb 12

Our client, a leading financial institution, is looking to hire a Senior Aviation focused Credit Research Anal...

Structured Products Credit Analyst Carr Lyons Search and Selection Excellent UK-London 10 Feb 12

Our client is a leading financial institution that is looking to bring onboard a Senior Associate in their Str...

Credit Administration Carr Lyons Search and Selection Competitive UK-London 10 Feb 12

Our client is a leading corporate/commercial bank in London is looking to hire in a Credit Administrations Ana...

Credit Analyst Carr Lyons Search and Selection competitive UK-London 10 Feb 12

Our client is a specialist global training firm focused on the provision of credit and corporate finance train...

Credit Director - Insurance Carr Lyons Search and Selection Excellent UK-London 10 Feb 12

My client is a global banking group. They are looking to hire an credit professional to manage an Insurance po...

Director - FI Credit Analyst (French or Italian Speaking) Carr Lyons Search and Selection Excellent UK-London 10 Feb 12

My client is a global banking group. They are looking to hire an credit professional to manage a portfolio spa...

Underwriter (with Spanish or Italian) GE Capital Competitive UK-North West 10 Feb 12

GE is now looking to recruit an Underwriter with Spanish or Italian to work in the Sale office. GE would like...

Credit Risk Modelling, (Senior) Consultant Hanover Search Corporate Banking 75,000 to 100,000 basic UK-London 10 Feb 12

Excellent opportunity to join this leading international consultancy as a Senior Manager.

Urgent requirement for Credit Portfolio Risk Managers (CPM) 3+ years' experience. European Bank – London. 2x Manager & 2x Senior Manager – Hands on analytics Westbourne Partners £Competitive plus bonuses, benefits and... UK-London 10 Feb 12

My client is currently hiring copiously across risk divisions, including an initial 4 headcount within the afo...

Senior Modelling Analyst Harvey Nash plc £60000 - £100000 per annum UK-Edinburgh 10 Feb 12

We are currently seeking to recruit a Senior Analyst with exceptional modelling skills on behalf of our client...

Credit and Collections Specialist Harvey Nash plc £17000 - £20000 per annum UK-Glasgow 10 Feb 12

My client a leading technology company are looking for a credit and collections specialist, The role is a perm...

Restructuring Analyst / Associate Walker Hamill Upon Application UK-London 10 Feb 12

Our client, a leading corporate bank, is seeking an Analyst / Associate to join its corporate recovery divisio...

Reporter / Analyst – Bondwatch Informa Global Markets Competitive UK-London 10 Feb 12

We are seeking to recruit an experienced bond market journalist/specialist to join our Credit team in London.

Basel III Project Manager Harvey Nash plc £500 - £600 per annum UK-London 10 Feb 12

Basel III, IMM, credit risk, runway risk, stress testing, Basel III, IMM, credit risk, runway risk .

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