Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.
Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.
Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.
The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.
Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.
Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.
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| AVP / VP Integrated Risk Management (Basel II Pillar 2) | Focus Search Services Pte Ltd S$72,000 - S$180,000 | Singapore | 11 Feb 12 |
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Our client, one of the strongest bank in the world, is looking for a team of experienced and meticulous candid...
| Deputy Head of Credit & Risk Control | Robert Half Singapore Competitive | Singapore | 11 Feb 12 |
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Our client is a leading financial services group with more than 1,400 branches and present in 19 countries aro...
| AIS Account Administrator III | Robert Half Singapore Competitive | Singapore | 11 Feb 12 |
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Headquartered in New York, our client has $25.8 trillion in assets under custody or administration and $1.26 t...
| Senior Hybrid Trader - Asia; Based in Singapore | Selby Jennings VERY Competitive | Singapore | 10 Feb 12 |
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Senior Hybrid Trading, Singapore, Very Competitive Package. (Trading, Singapore, Hybird, Credit, Interest Rate...
| Credit Operations Analyst | Ambition Group Singapore (Licence No. 10C5117) Attractive Salary Package | Singapore | 10 Feb 12 |
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Credit Operations Analyst with a Global Private Bank
| Risk Analyst | Citibank Competitive | Singapore | 10 Feb 12 |
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The Risk Analyst will perform in-depth portfolio analysis of unsecured products to assess risk and opportuniti...
| Fixed Income / Credit / Bond Sales - Singapore | Selby Jennings - Singapore S$Excellent | Singapore | 10 Feb 12 |
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A top global institution currently seeks a talented fixed income / credit sales person to join their expanding...
| High yield Fixed Income Research Analyst – Buy side – Asia, SG | Selby Jennings - Singapore 120,000USD + BONUS BENEFITS | Singapore | 10 Feb 12 |
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A strong performing and fast growing fund in Singapore are currently looking to add to their investment team i...
| Vice President, Business Analytics, Consumer Banking Group | DBS Bank Competitive | Singapore | 08 Feb 12 |
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DBS. Living, Breathing Asia.
| Vice President, Product Control – Credit Derivatives and Equity Derivatives, Group Finance | DBS Bank Competitive | Singapore | 08 Feb 12 |
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DBS. Living, Breathing Asia.
| Senior Relationship Manager (Senior Vice President), Energy / Chemical / Infrastructure, Institutional Banking Group | DBS Bank Competitive | Singapore | 08 Feb 12 |
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DBS. Living, Breathing Asia.
| Relationship Manager, Shipping & Aviation, Institutional Banking Group | DBS Bank Competitive | Singapore | 08 Feb 12 |
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DBS. Living, Breathing Asia.
| Assistant Vice President, COO / Biz Management Support (Credit), Institutional Banking Group | DBS Bank Competitive | Singapore | 08 Feb 12 |
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DBS. Living, Breathing Asia.
| Accountant / Senior Accountant, Shipping | Brightoil Petroleum Singapore Competitive | Singapore | 08 Feb 12 |
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Brightoil Petroleum Group is one of the largest private petrochemicals companies in China. We are a fast growi...
| Credit Analyst | Gazprom Marketing & Trading Singapore Pte Ltd Competitive | Singapore | 07 Feb 12 |
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The incumbent will support the Credit Risk Team in establishing, monitoring and reporting counterparty credit ...
| Head, Credit Admin & Control - Asia | Asia Wealth Management Search Attractive | Singapore | 07 Feb 12 |
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My client are rapidly expanding their Wealth Management operation across Asia and as such they require a Head ...
| Credit Approver | Robert Walters Singapore Attractive | Singapore | 06 Feb 12 |
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*Global bank with a strong presence in Asia Pacific is seeking a senior Credit Approver in areas of commoditie...
| Trade Credit, Political Risk, Surety Broker | Hays Insurance Singapore Competitive | Singapore | 03 Feb 12 |
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Top global general insurance brokerage looking for people at various levels to join their Trade Credit, Politi...
| Credit Structuring/Solutions - Private Banking | Hays Banking Negotiable | Singapore | 26 Jan 12 |
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Senior Credit Solutions/Structuring Role - Private Banking/Wealth Management
| Senior associate / AVP - Corporate Credit Analyst | Hays Banking Competitive | Singapore | 26 Jan 12 |
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A renowned global bank seeking a dynamic & experienced Corporate Credit Analyst to join their team.
| Director, Product Control (Credit) | Kaskal Executive 275000 | Singapore | 24 Jan 12 |
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This is a business critical role with a dominant Global Markets client. You will be leading a large team with ...
| Senior Project Manager - Core/Retail banking or Payments | RP International Resources Pte Ltd basic salary + variable bonus | Singapore | 19 Jan 12 |
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An excellent opportunity to join a leading US-based technology vendor who specializes in core/retail banking a...
| Credit Card IT Project Manager | Hays Finance Technology Singapore Negotiable | Singapore | 12 Jan 12 |
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A motivated Project Manager is required to drive the design, implementation and support of a regional Unsecure...
| Vice President - Credit Approval (Wholesale Banking) | Kerry Consulting Pte Ltd (License No. 03C4828) Attractive | Singapore | 10 Jan 12 |
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Vice President - Credit Approval (Wholesale Banking) with at least 10 years of relevant experience in Structur...
| AVP/VP – Credit Officer, Structure Finance Asia (Wholesale Banking) | Kerry Consulting Pte Ltd (License No. 03C4828) Attractive | Singapore | 10 Jan 12 |
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AVP/VP – Credit Officer, Structure Finance Asia (Wholesale Banking) with at least 5-7 years of relevant expere...
| AVP, Corporate Banking | SearchAsia (License number 11C4078) Competitive | Singapore | 10 Jan 12 |
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Regional bank looking for a corporate banker to join their growing team.
| Senior Java Developer - Credit Derivatives | Empiric Solutions There is an excellent relocation package... | Singapore | 10 Oct 11 |
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Senior Front Office Credit Derivatives Java Developer to work for leading Investment Bank in Singapore. Excel...