Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.
Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.
Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.
The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.
Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.
Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.
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| Analyst - Credit Research, Asset Management | Profile Search & Selection Attractive Bonuses | Singapore | 17 May 12 |
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The role will assess opportunities for Asian Fixed Income portfolios based on rigorous credit-orientated funda...
| Senior Project Manager - Core/Retail banking or Payments | RP International Resources (Licence No. 11S2959) basic salary + variable bonus | Singapore | 17 May 12 |
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An excellent opportunity to join a leading US-based technology vendor who specializes in core/retail banking a...
| Director- Credit and Ops Risk | Profile Search & Selection Base and car plus bonus | Singapore | 17 May 12 |
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A global investment fund our client is seeking to bolster their risk management practice in Asia and currently...
| Vice President / Assistant Vice President, Model Validation, Risk Management Group | DBS Bank Competitive | Singapore | 17 May 12 |
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Risk Management Group is the central resource for quantifying and managing the portfolio of risks taken by the...
| Credit Analyst (Corporate Banking) | Kerry Consulting Pte Ltd (Licence No. 03C4828) Attractive Remuneration | Singapore | 17 May 12 |
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Our client is a global bank with rapid business growth in Asia Pacific and with diverse products & services an...
| Sales - Fixed Income - Credit / Bond - Pan-Asian Coverage - Singapore, South East Asia | Selby Jennings Singapore (Licence No. 11S3033) $Excellent + uncapped performance relate... | Singapore | 17 May 12 |
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A leading global institution with a growing presence in the Asian markets through the Singapore based hub curr...
| Credit Officer | UBS AG Competitive | Singapore | 16 May 12 |
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An exciting opportunity has arisen to join UBS as a Credit Officer.
| Senior Relationship Managers | IFS Capital Limited Competitive | Singapore | 16 May 12 |
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IFS Capital Limited is an established financial services group listed on the Mainboard of Singapore Exchange w...
| SVP/VP Credit Risk Management - Corporate Banking | Barclay Simpson Associates (Licence no : 11S4540) $200000 - $260000 per annum basic + bonu... | Singapore | 15 May 12 |
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One of the World's largest banking groups with a significant ASEAN and wider APAC presence have a rare opportu...
| Client Settlement Risk Specialist | Robert Half Singapore Competitive | Singapore | 15 May 12 |
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A global payments technology company is seeking to hire a Client Settlement Risk Specialist.
| Credit Solutions Manager - Private Banking | Randstad Singapore Pte Ltd (Licence No. 94C3609) Competitive | Singapore | 15 May 12 |
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A respected foreign private bank is seeking a credit professional for a newly created role in Singapore
| JAPANESE Speaking Account Manager (APAC) - Electronic Interdealer Broker, Singapore | NJF Search International SGD$55,000 - $70,000 | Singapore | 15 May 12 |
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Global interdealer broker is looking for a Japanese speaking account manager to play a crucial part in develo...
| Guarantee & Credit Administration Officer | UBS AG Competitve | Singapore | 15 May 12 |
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An exciting opportunity has arisen to join UBS as a Guarantee & Credit Administration Officer.
| Vice President – Country Risk Management, Risk Management Group | DBS Bank Competitive | Singapore | 15 May 12 |
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DBS. Living, Breathing Asia.
| Vice President, Operational Customer Relationship Management & Centralized Reporting - Business Analytics, Consumer Banking Group | DBS Bank Competitive | Singapore | 15 May 12 |
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DBS. Living, Breathing Asia.
| Sr Business Leader/ SVP - Global Cards Company - Inhouse Consultant | Argyll Scott Singapore Pte Ltd (11C3721) Circa SGD 250,000 | Singapore | 15 May 12 |
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Global cards compay is looking for a senior consultant to join their in-house strategy team. You will be leadi...
| Credit Risk - Commodities | Global Search Partners (License No. 07S4014) Negotiable | Singapore | 15 May 12 |
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A challenging position within Credit Risk Management in an international bank.
| Director, Finance Business Manager (Structured FX) | Kaskal Executive $280k to $300k+Bonus+Benefits | Singapore | 14 May 12 |
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This unique Business partnering role, presenting the successful candidate with an opportunity to influence the...
| Assistant VP - Credit Review | Robert Half Singapore Competitive | Singapore | 14 May 12 |
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Looking for an Assistant VP for Credit Review with at least 5 years of experience on credit risk analysis, cre...
| Senior Audit Manager | Kerry Consulting Pte Ltd salary & variable bonus | Singapore | 14 May 12 |
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Reporting the to the Head of Audit for Corporate Banking and Credit, you will lead and actively participate in...
| Legal Director, South Asia (12 yrs pqe) Singapore | Hughes-Castell (Hong Kong) Limited Excellent | Singapore | 14 May 12 |
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A remarkable & rewarding career opportunity for experienced lawyers is now open at this innovative financial s...
| Credit Strategist - Credit Research | Hays Banking Singapore Excellent + Bonus + Benefits | Singapore | 11 May 12 |
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Develop a more quantitative approach to the Credit Strategy for Asia and Middle East Credit Markets and genera...
| CORPORATE CREDIT RISK MANAGER | Robert Walters Singapore Attractive | Singapore | 11 May 12 |
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*Corporate Credit Risk *Japanese language skills (Native /JLPT1) *Payments industry
| CREDIT PORTFOLIO ANALYTICS | Robert Walters Singapore Attractive | Singapore | 11 May 12 |
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*Credit Modelling (PD/LGD/EAD) *Credit Risk *Wholesale Banking
| Director – Credit Risk (Metals) | Aquis Search Competitive | Singapore | 09 May 12 |
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An investment plans to further expand the commodities franchise in Asia and is seeking a senior CRM office wit...
| Head of Market Risk for APAC STMF, FX, Credit and Exotic Deal Clearance | The Royal Bank of Scotland PLC Competative | Singapore | 08 May 12 |
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Be the lead for APAC Credit, FX, STMF, Syndication, CEM and Exotics Deal Clearance risk management matters.
| Regional Credit Review Manager | PeopleSearch Competitive | Singapore | 04 May 12 |
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A stable and growing International Bank is looking for a Regional Credit Review Manager to join their expandin...
| Risk Analyst | Citibank Competitive | Singapore | 04 May 12 |
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The Risk Analyst will perform in-depth portfolio analysis of unsecured products to assess risk and opportuniti...
| VP Internal Audit (Investment Banking) | Charterhouse Partnership Attractive | Singapore | 03 May 12 |
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The candidate is responsible for team leading and executing audits of all business lines of entities in Singap...
| Senior Analyst / Senior Credit Officer | Hays Banking Singapore $260,000 base + Benefits + Bonus | Singapore | 19 Apr 12 |
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We are currently seeking a suitably qualified and experienced credit risk analyst to join our client's team as...