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Banking jobs, finance careers, Credit jobs & financial recruitment. Browse Credit jobs in the UK & apply online
Credit
Our credit jobs are all listed within this sector. Credit job titles are usually "credit risk managers," "credit analysts" or "credit officers," but some banks use a seniority level followed by credit - e.g., "vice president, credit." No matter the title, throughout the course of a credit career, these professionals review credit applications from the bank's clients (usually companies that wish to borrow money) or from other financial institutions who are the firm's counterparties.
Jobs listed here also include credit risk. This is the risk of loss of principal funds if a borrower defaults on loan repayment. Risk is incurred when a person or company plans to use future income to pay a current debt. Credit risk analysts and professionals aim to minimize risk by creating credit proposals and reviews, which supply businesses with impartial assessments on the financial situation of potential and current borrowers.
Credit analysts work with the lending team to make sure that credit proposals or extensions are approved or declined in compliance with the firm's own credit policies alongside local regulations. Most lenders use internal models, called credit scorecards, to judge potential and existing customers according to risk. Various different components such as operating experience, management expertise, asset quality and leverage and liquidity ratios are considered when composing these models.
The goal of a credit professional is to maintain high credit quality through the careful structuring, sanctioning, monitoring and control of credit applications in accordance with credit standards. Credit analysts are also required to keep track of clients whose credit portfolios require careful checking. That way, any deterioration in credit will be quickly detected and the overall risk lowered.
Credit professionals, particularly ones that stand higher within the business, must work closely with the business and understand their overall portfolio and risk capabilities. They should keep current on financial analysis and risk profiles of assigned sectors, borrowers and counterparties throughout credit careers. They must handle the difficulty of balancing the goals of sales staff to expand the business with their own responsibilities to lend carefully and make financially sound credit decisions.
Different types of transactions carry different credit risk issues, including within corporate banking, project finance, structured trade and syndications. Many other firms besides banks recruit credit professionals as well. For instance, private equity firms hire them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can be very specific. Some positions may work only on counterparty risk. These involve due diligence visits to financial institutions to gather credit information. They then analyze these financial records with excel spreadsheets, providing the bank with a current, realistic estimation of future operating performance.
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| Credit Sales Specialist | 7FiftyTwo Solutions Highly Competative | UK-London | 15 May 12 |
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A leading Global Tier 1 provider of financial products and software is looking for a strong Credit sales perso...
| Director Corporate Credit Research | Aldrich and Company Competitive | UK-London | 14 May 12 |
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This will be the most senior position within a group of researchers with envisaged direct report responsibilit...
| Associate/Senior Associate Corporate Credit Research | Aldrich and Company Competitive | UK-London | 14 May 12 |
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A leading global bank is looking to recruit a Credit Researcher at associate level to work with credit portfol...
| Counterparty Credit Risk Manager | Aston Carter £70,000 - £90,000 | UK-London | 03 May 12 |
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Leading Investment Bank is seeking an experienced Credit Risk Manager to join its Credit Risk Management Team....
| Basel II Models - Credit Risk Business Analyst | Aston Carter £500 - £800 per day | UK-London | 10 Apr 12 |
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Credit Risk, Basel II, Business Analyst, A – IRB, Probabilities of Default (PD), Exposure at Default (EAD), Lo...
| Senior Portfolio Analyst- RAR | Badenoch & Clark £500 - £700 per day | UK-London | 15 May 12 |
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My client has one of the largest Risk and Reporting teams in the City. They currently need a Senior portfolio ...
| Fixed Income Broker | Barclay Meade £100000 - £300000 per annum | UK-London | 01 May 12 |
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My client is a highly experienced Institutional Bond Consultancy and Execution Agent. Your background will be ...
| VP Credit Risk Reporting (Data Quality) | Barclay Simpson £70-100,000+bonus | UK-London | 15 May 12 |
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A top tier Investment bank is looking to recruit a VP level position in their market-leading Credit Risk Repor...
| Basel II/III - Project Manager | Barclay Simpson c. £60-75,000+bonus | UK-London | 15 May 12 |
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Our client, a major banking group, is looking for a project manager with specific knowledge and experience reg...
| VP Securitisation Capital Advisory | Barclay Simpson £Excellent | UK-London | 11 May 12 |
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A Tier 1 European Investment Bank is looking to add a VP with a strong undersanding of Securitisation.
| VP - Commodities Credit Risk (Top Tier IB) | Barclay Simpson £70-95,000+bonus+bens | UK-London | 08 May 12 |
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A top tier investment bank is looking to hire a talented commodities credit officer, with strong traded produc...
| : Senior Investment Manager – Non-Financials (Investment Grade Credit) | BlackRock competitive | UK-London | 24 Apr 12 |
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The European Corporate Investment Team is responsible for managing Blackrock's Corporate Credit Lead Portfolio...
| Fixed Income Portfolio Manager | BlackRock Competitive | UK-London | 24 Apr 12 |
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The Fixed Income Portfolio Solutions team manage Blackrock's Model Based Fixed Income portfolios. The team lia...
| Analyst/Reporter (Credit & Rates) | Bloomberg NA | UK-London | 14 May 12 |
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| Hedge Fund Reporter | Bloomberg NA | UK-London | 14 May 12 |
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| Credit Partner - UK Corporates | Carr Lyons Search and Selection Excellent | UK-London | 15 May 12 |
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Initially a Fixed 6 month contract, our client is seeking a talented Credit Analyst with experience managing a...
| Credit Analyst - Energy | Carr Lyons Search and Selection Competitive | UK-London | 15 May 12 |
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This is an excellent opportunity to join a dynamic and rapidly expanding commodity trading company in the Cred...
| Credit Risk Analyst, Leveragd/Structured Finance | Carr Lyons Search and Selection Competitive | UK-London | 15 May 12 |
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Our client is looking to hire a Credit Risk Analyst with banking leveraged finance experience.
| Associate - Funds & Insurance | Carr Lyons Search and Selection Excellent | UK-London | 15 May 12 |
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Our Client is an Interntional Banking Group now seeking to expand it's FIG Business here in London by appointi...
| Associate – Funds & NBFI's | Carr Lyons Search and Selection Excellent | UK-London | 15 May 12 |
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Our Client is an Interntional Banking Group now seeking to expand it's FIG Business here in London by appointi...
| RISK ANALYST – GLASGOW (ENTRY LEVEL – ASSISTANT VICE PRESIDENT) | cer Financial £Negotiable | UK-Glasgow | 16 May 12 |
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The risk function was formed in 2011 and is responsible for evaluating, monitoring and controlling Credit, Mar...
| Global Fixed Income Sales Desk- (London & Singapore) | City Wharf Financial Recruitment £60,000 -£150,000 + Excellent Comm | UK-London | 16 May 12 |
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Our client is a well respected brokerage firm who is urengtly looking for experience candidates with at least ...
| Fixed Income E-Trading Platform Sales | CityExec Competitive package | UK-London | 14 May 12 |
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Due to growth, our client (a major fixed income trading platform) is looking for an experienced and skilled in...
| Counterparty Credit Risk Manager | Darwin Rhodes £excellent | UK-London | 14 May 12 |
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My client is well established Financial Services organisation is currently expanding their Counterparty Credit...
| Credit Analyst | Darwin Rhodes Six Figure Salary + Benefits | UK-London | 09 May 12 |
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A leading global Reinsurer is look for an experienced Credit Analyst to join their Credit & Political Risk tea...
| Director/Associate Director, Leveraged Finance and Credit Team, CIS Investment Bank, London | Delta Executive Search Competitive | UK-London | 15 May 12 |
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A top tier CIS Investment Bank is looking for Directors/Associate Directors to participate in the origination ...
| Originator | Deutsche Bank Competitive Package | UK-West Midlands | 08 May 12 |
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Job Title: Originator Corporate Title: Associate/Vice President Department: Corporate Finance, Capital Markets...
| Credit Analyst (Senior) | Eames Consulting -Actuarial 100-110k per annum | UK-London | 14 May 12 |
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Global Insurance business is looking for a senior credit analyst to head up a function dealing with commercial...
| AVP Credit Analyst | Eames Consulting Risk £55 000- £65 000 | UK-London | 15 May 12 |
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An excellent opportunity to join a leading corporate bank as an AVP Credit Analyst focusing on Nordic Corporat...
| Counterparty Credit Risk Business Analyst | Eames Consulting Risk Attractive | UK-London | 11 May 12 |
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Business Analyst, PFE / EPE, Traded Products, Basel, Top Tier Investment Bank, London
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